Disclaimer

Disclaimer

Last updated: Nov 08, 2025 7:41 PM

Disclaimer and Terms of Use

Professional Capacity

All information on this website is provided for educational and informational purposes only. Kirk Kanenbley is a licensed Life and Health Insurance Producer in the State of California (License #0M67527). The title "Retirement Planning Specialist" refers to his area of professional focus and expertise in insurance-based retirement products; however, he is not an investment advisor, attorney, or Certified Public Accountant (CPA).

No Professional-Client Relationship

Your use of this website or the submission of any inquiry through a contact form does not create a professional-client relationship. Such a relationship is only established once a formal agreement or insurance application has been signed and processed.

Not Financial, Legal, or Tax Advice

The content provided—including but not limited to discussions on Fixed Indexed Annuities (FIAs), Indexed Universal Life (IUL), and life insurance—should not be construed as legal, tax, or investment advice. Every individual's financial situation is unique. You are strongly encouraged to consult with a qualified tax professional or legal counsel before making decisions based on the information provided here.

Product Performance and Guarantees

Any mentions of "zero-loss," "protection," or "guarantees" refer specifically to the contractual provisions of certain insurance products, such as the floor protections inherent in Fixed Indexed Annuities. These guarantees are subject to the claims-paying ability of the issuing insurance company. Past performance of any market index is not a guarantee of future results.

Accuracy of Information

While we strive to keep the information on this site accurate and up-to-date, financial regulations and product details change frequently. Bringing You More and its representatives make no representations as to the completeness or accuracy of any information on this site or found by following any link on this site.We reserve the right to make changes to this policy. Any changes to this policy will be posted.

If you have any questions, concerns, or comments about our privacy policy, you may contact us using the information below:

Kirk Kanenbley

Calif. Life & Health License # 0M67527

Phone Number: (909) 706-5737

Email: [email protected]

Address: 12 Mill Valley Rd

Pomona, Ca 91766