Annuity, Life, & Retirement Protection Specialist Kirk Kanenbley

With all of the different life insurance and retirement protection options available, it can be time consuming and overwhelming to figure out what to choose. What I do is help you find the solutions that would work best for you.

How Index Allocations Affect Annuities & IULs More Than You Know.

When your annuity or IUL is not going up as much as you think it should, or at all, you need to understand why, how to fix it, & how much time you have to do it.

You're counting on your money to take care of you for years, or even decades in retirement. What you'll learn here could save you tens of thousands a year in either additional growth, or lost growth in your account.

Your future is worth 15 minutes of your attention today.

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Why Index Allocations are CRITICAL to the growth of your Annuity or IUL.

Introduction

There are 2 main reasons why Annuities and IULs are so popular.

  • Your money is protected when the market goes down.

  • Your money grows when the market goes up.

So what happens if the market is going up and you're seeing little to no growth?

There's so much more to growth than just the Index Rates

Everyone counts on the rise of rates to earn them money.

Now, how much money you earn, or miss out on, depends on factors such as:

  • Renewal Rates - Did the rate go up but your participation went down?

  • Volatility Rates - Is volatility forcing money away from growth and into cash for safety?

  • Participation Rates, Cap Rates, & Spreads - How are they being affected in your allocations?

How did you, or your agent, pick your index allocations?

Did they just [ick their favorite index or say everyone goes with this one?

If your index allocations are not based on actual historical performance, calculated the right way, you're giving up money you'll need in retirement.

I have yet to meet someone who says they feel they'll have more money than they'll need in retirement, to guarantee they'll be happy and safe.

Do you?

Watch the video above to understand what you can do to protect your quality of life in retirement.

Contact Us if you have any questions or you would like to get your own personalized Annuity Analysis.

Kirk Kanenbley

California Life & Health License 0M67527

Office: (909) 498-4822

Direct: Call / Text (909) 706-5737

With all of the different life insurance and retirement protection options available, it can be time consuming and overwhelming to figure out what to choose.

What I do is help you find the solutions that would

work best for you.

We are more than just financial professionals – we are committed to making a meaningful difference in the lives of our Clients. With years of experience and a passion for the making a difference in the lives of our clients, our team looks at every new client as a new member of our family.

With all of the different life insurance and retirement protection options available, it can be time consuming and overwhelming to figure out what to choose. What I do is help you find the solutions that would work best for you.

Contact Kirk Kanenbley

Calif. Life & Health License # 0M67527

Texas Life & Health License # 3165450