Annuity, Life, & Retirement Protection Specialist Kirk Kanenbley

With all of the different life insurance and retirement protection options available, it can be time consuming and overwhelming to figure out what to choose. What I do is help you find the solutions that would work best for you.

Annuity, Life, & Retirement Protection Specialist Kirk Kanenbley

Life Insurance & Retirement Protection

Helping you to reach your goals & protect your future.

3 ways we can help protect you and your family...

Retirement Protection Now, Savings Growth, and Lifetime Income with Annuities

Annuities can help you protect your savings so that you never lose money, while still taking advantage of growth in or out of the market.

You can convert it into a lifetime paycheck and you'll never run out of money.

Some of the other ways you can use the safety of annuities is when you retire to move out of a 401k to avoid future losses. You can also move an old 401k from a previous job immediately into an annuity, so your money is no longer at risk in the market.

Retirement Growth and Protection Built Over Time - Indexed Universal Life (IUL)

The IUL is most often used to grow savings for retirement and build wealth to leave to your family.

One of the features that make it so popular is the ability to access your money at will without paying income taxes on it while you are enjoying retirement. It has an insurance policy built in which you can have pay the taxes after you pass.

There are aspects of how the IUL grows that you shouldn't ignore. Your agent should be helping you understand options and crediting methods available and this should be done at least yearly or quarterly. If it isn't , you're account's growth could suffer.

Click to Learn How an IUL Can Increase Your Cash Flow in Retirement

Protection for Yourself and Your Family with Custom Life Insurance Strategies

There are many different types of Life Insurance policies available to help in different ways and for specific needs.

Here are a few of the main types of coverage:

  • Term policies - typically have the lowest cost for the amount of coverage. Not lifetime coverage.

  • Whole Life / Universal Life - Lifetime coverage and can grow in cash value over time.

  • Final Expense / Burial Insurance - Typically from $1,000 up to $50,000 and lifetime coverage.

  • Accidental / very inexpensive and often added to another policy for a coverage boost, or used when someone cannot qualify on health for other types of coverage.

While many think of Life Insurance as something for after you pass, some do have special coverages built in which can provide lump sums of money in the case of chronic and critical illness.

We are more than just financial professionals – we are committed to making a meaningful difference in the lives of our Clients. With years of experience and a passion for the making a difference in the lives of our clients, our team looks at every new client as a new member of our family.